Koffyr vs. AMS built-in cert modules
Your AMS can print a certificate. That's not the same as a COI workflow.
Certificate printing vs. certificate workflow
When AMS built-in cert modules is the right call
Pick them if…
- ↦ Your AMS cert module covers your volume and your insureds don't request COIs independently
- ↦ Certificate holders are the same handful of recurring parties and the agent handles every request manually
- ↦ Your book is almost entirely personal lines with minimal commercial COI volume
When Koffyr is the right call
Pick us if…
- ✓ You want insureds to request and receive COIs without calling the agency — self-service 24/7
- ✓ You want a requester-initiated public form so a certificate holder can request coverage directly
- ✓ You need a standalone, immutable E&O audit trail you can export as a PDF — separate from your AMS activity log
- ✓ You need native e-sign built into the COI — not a PDF printout with an image stamp
- ✓ Your AMS cert module doesn't send the insured a branded portal or let them manage their own certificate history
Side by side
The honest comparison.
Koffyr
AMS built-in cert modules
Pricing
Sub-$300/mo · 4 transparent tiers
Bundled with AMS subscription · no self-serve tier
AMS lock-in
AMS-agnostic
AMS-native — works only within your specific AMS
Insured self-service
✓ branded portal · 24/7
✗ agent-initiated only — no insured self-service portal
Requester-initiated
✓ public form · auto-match
✗
Audit trail / E&O
✓ one-click PDF export
✓ available
E-sign
✓ ESIGN/UETA · included
✗ PDF output with signature image — no signing ceremony or audit trail
Setup time
an afternoon
weeks · implementation team
Per-seat fee
✗ none
✓ varies by tier